We have been in the receivables factoring business since 1979, are independently held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and having had these experiences, can help you through any tough times you might run into. We won't collapse when the times get tough, like a handful of receivables factoring companies sadly have in the past.

Every factoring company has criteria for size, industry, and risk. It's pretty tough for you to determine which receivables factoring firm is the ideal fit for you. By contacting us, we'll get to know your situation very quickly and help you find the best fit for your company - it could be us or another receivables factoring company.

We have an enviable network of receivables factoring industry colleagues, these trusted relationships were earned over 20+ years in the business. So, when you take the time to lay out your needs to us, you'll quickly see that we can help you find precisely what you need.

Practically all receivables factoring firms let you pick and choose your customers to factor. Although a few of them usually have a minimum amount before they'll work with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a bit like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will force you into receivables factoring when you don't require it.

Practically all receivables factoring firms are not upfront about their fees. You need to be a detective to find those hidden fees. You can be rest assured, We are different.  We are totally transparent about our fees. When you apply, you are provided a transparent, no obligation rate proposal with the fee for your business. It is going to be tough finding another factoring company, if any, that will be totally transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring firms are financed by Wall Sreet investors. We are an independently owned company and don't take commands from investors and boards. Much like you, we are like-minded business people and we have cleared many of the obstacles that a business deals with. We hear your story, determine struggles. Based on that information we will put together a custom-built solution for you. Practically all accounts receivable factoring firms particularly the Silicon Valley Fintech ones usually depend on an algorithm to establish your company's funding program. Do you want to depend on an algorithm as a cash flow partner to fund your business?

Practically all receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you get your own dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or don't want to be disturbed.

Don't forget the fact that the receivables factoring firm will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we follow each invoice and follow them the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to spot early negative trends so that we can protect you from iffy transactions. You have immediate access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns in order to nip them in the bud immediately.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Be on guard for negative payment trends. This is essential to avoid unnecessary write-offs.

Our company uses state-of-the-art technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. Practically all other companies are not even in the same neighborhood.